Uninsured Motorist

Mount Vernon Car Accident Attorneys

If you were injured in a car accident it can be difficult to obtain the right medical treatment while fighting for the compensation you deserve. It is made even harder if you were hit by an uninsured motorist. When a person is injured by an uninsured motorist in a car accident they generally seek a settlement through their uninsured motorist coverage because most people don’t have enough assets to cover damages from a car accident. In underinsured motorist claims, the at-fault party was not carrying enough liability to cover the damages they caused; underinsured driver coverage pays for this gap. In uninsured motorist and underinsured motorist claims, the injured party makes a claim against their own insurance company up to the limit of their uninsured/underinsured motorist coverage and the amount of their primary coverage.

The dedicated Mount Vernon auto accident attorneys at Tario & Associates, P.S. help people injured by uninsured motorists. We negotiate with the plaintiff’s car insurance agency to ensure a fair settlement that covers all damages. We provide FREE case evaluations, home and hospital visits, and no attorney fees unless you recover damages. Do not delay, contact us today! Whether you need to make an uninsured motorist or underinsured driver claim, you must act as quickly as possible. Most car insurance policies have time limits on these types of claims; some give as little as 30 days from the accident.

Experience Matters

Michael Tario opened the prominent Bellingham law firm Tario & Associates, P.S. in 1979, followed by the Mount Vernon office in 1988. Over the years the Mount Vernon car accident lawyers at Tario & Associates, P.S. have helped thousands of injured parties in Mount Vernon and throughout Skagit County to receive fair compensation and just treatment for their injuries. We have the resources, experience, and knowledge necessary to represent our uninsured car crash clients. We take the stress off while we interview witnesses, gather documents, negotiate, and submit a claim to binding arbitration if necessary. (In uninsured motorist claims, your lawyer cannot file a lawsuit against your car insurance company in the event that a settlement cannot be reached.)

Our network of well regarded specialists in accident reconstruction, psychology, and engineering serves as an invaluable resource when determining liability and calculating the severity and the costs related to your personal injury. With the Tario & Associates, P.S. law team on your side, you will have the experience and knowledge you need to win and receive fair compensation for your accident.

If you need help with an uninsured driver car accident claim, you can count on our law firm. Reviews from some of Tario & Associates, P.S. satisfied car accident clients:

Mr. Tario represented me in a personal injury case against Allstate Ins. Co. After the accident I tried to resolve the injury claim with Allstate ins. co. . Their response was totally unacceptable. At that time I contacted Mr. Tario and asked him to represent me. What a perfect choice! Mr. Tario and his associates worked hard in my behalf and I was awarded an amount well over the policy limit. If I ever need legal assistance again, there is only one choice…..Tario & Associates. – Michael

Mr. Tario did an excellent job handling my recent auto accident claim. He was quite easy to talk and work with. He explained the process and then kept us up to date on what was happening as it went along. He negotiated a satisfactory settlement with a minimum of stress for us. We would highly recommend him. – Lyle

Should I work with my insurance company to settle a car accident claim?

An insurance adjuster works for the insurance company, not you. If your insurance company has already presented you with a proposed settlement, you need to know whether it is fair, if your claim is worth more, or if you should hire an attorney to force the insurance company to pay you the full and fair compensation you deserve. During your initial free consultation we can help you determine the best way to proceed. It is not unusual for our attorneys to be able to achieve monetary recoveries five to twenty times what an insurance company has offered.

Can I make a car accident claim against an uninsured driver?

Yes, drivers injured by an uninsured driver would make a claim against their own uninsured motorist coverage up to the limit of your uninsured driver coverage.

How much do I have to pay to pursue an uninsured motorist claim?

There are no upfront costs or fees paid by our clients to pursue an injury claim; we provide representation on a contingency fee basis for personal injury cases. While you will not incur any attorney fees if you do not win your case, Washington law requires clients to reimburse the law firm for out-of-pocket expenses. Our firm advances out-of-pocket costs for our injury clients and does not require our clients to pay any of these costs up front. When cases are concluded with a monetary recovery, our firm is repaid for the out-of-pocket costs we have advanced with a percentage of the settlement.

How does a car accident lawyer help in an uninsured motorist claim?

A car accident lawyer helps their clients navigate the uninsured motorist claim process and place a value on the claim as medical diagnoses and medical treatment unfolds. If your accident attorney determines that your case is worth more than the defendant’s liability coverage, they will inform your insurer immediately that you intend to make an underinsured or uninsured driver claim against it.

Your Car Accident Lawyer will:

  • Examine every legal angle and piece of evidence available to ensure that you have a strong case against the insurance company.
  • Gather and disclose medical records and depositions of witnesses.
  • Work with your medical providers to ensure that medical bills are paid.
  • Advise you about what to do with your damaged vehicle or on the fair value of your vehicle if it was totaled.
  • Fight to get you every dollar you are entitled to in a fair settlement with your insurance agency, even if that means working through mediation or arbitration.

If you or loved one was injured, you have enough to worry about. Let us give you Peace of Mind. Call the experienced Mount Vernon car accident lawyers at Tario & Associates, P.S. today.