Chapter 13 Bankruptcy

Chapter 13 bankruptcy is meant for those wishing to protect their assets while paying off as much debt as they can afford within a 3-5 year plan. When the term is complete, the remaining debt is written off.

By filing for Chapter 13 Bankruptcy, you may be able to:

  • Eliminate some credit card debt while restructuring the difference with lower monthly payments.
  • Keep your most valuable assets like house and car.
  • Write-off second mortgages.
  • Include tax debt and student loans.

How do I qualify for Chapter 13 Bankruptcy?

A Federal means test will be applied to determine eligibility and your re-payment abilities.

Why choose Chapter 13 Bankruptcy?

There are many advantages to chapter 13 including the potential to retain all your assets. As you re-pay your debts, you will re-build your credit rating while ending harassing phone debt calls. Once the term is complete your remaining debt will be wiped clean.

If you are considering bankruptcy then you already have enough on your mind. Stop wage garnishments and harassing calls from creditors today! Contact the experienced and caring Skagit County bankruptcy attorneys at Tario & Associates, P.S. to get started.